One of the many concerns we see patients discuss when looking at a particular procedure is the cost of the procedure. Unfortunately, even with dental insurance the out of pocket cost of a dental procedure can be too much for a family to take on at once. This is common with surgeries and orthodontic care.
Thankfully, there’s a way that families can bridge the gap, get the care they need, and afford it on a payment schedule that works for them. CareCredit is a credit card that is designed to only be used at participating providers to cover the cost of medical and dental procedures.
This card can be used from costs starting at $200 and up.
Financing Options
CareCredit has finance options that range between 6 months and 24 months with no interest. All you have to do is pay by the end of the promotional date. If you do not, you will be charged interest based off of the starting date.
Longer term financing for up to two years can can have APR between 14.9% and 16.9%. The interest you’re charged will depend on the amount you’re financing. Typically procedures of $2,500 or more will have an APR of 16.9%.
How can I apply for CareCredit?
To apply for CareCredit you simply need to call their 800 number (800-677-0718). You must be 21 or older to apply and be prepared to provide them with the following information:
Doctor’s name, or how you plan to use your CareCredit card
Name
Address
Date of birth
Social security number or ITIN
Net income
Housing Information
The phone line has live agents available from 9am-9pm and is open 24/7 so you can complete your application through the phone.
What does CareCredit cover?
CareCredit was designed to ease the financial burden on families in need of medical care. As a result, it can be used on dental procedures, chiropractic care, medical procedures, LASIK correction, weight loss surgery, even veterinary care!
